Q: Will my insurance company pay?
A:
UK insurance companies generally pay for private care only if there is an emergency that requires hospital admission antenatally, or during delivery (ie a Caesarean section), or postnatally.
International insurance companies tend to be more accommodating for obstetric patients. It is the patient's responsibility to find out up to what level their insurance company will cover them, for both the hospital’s and the consultant’s fees. Often the insurance company pays only a percentage of the consultant’s fee. If so, the patient will be required to pay the balance. For some overseas insurance companies we will require a Letter of Guarantee for payment with details of the level up to which you will be covered.
